How to Get Your Russia Foreigners’ Insurance
Insurance for foreigners in Russia: the important things to know
People from other countries who live, work, or go to school in Russia must have health insurance. Insurance for outsiders in Russia makes sure that you can get medical help and are covered for unexpected health costs. This insurance is often called medical insurance for foreign people or foreigner health insurance.
In Russia, medical insurance for foreigners is mainly required (OMC) or voluntary (VMC). OMC is usually needed for visa, work pass, or residence registration. Along with the healthcare that everyone is required to have, VMC offers extra coverage that includes private clinics and specialty treatments.
What kind of things does insurance for outsiders in Russia protect them against?
Emergency medical care—treatment right away after an accident, an injury, or a sudden sickness.
Outpatient care: doctor's visits, regular checks, and consultations.
Hospitalization: the cost of staying in the hospital and having surgery if it's needed.
Medicines and prescriptions: The cost of medicines prescribed during treatment is partly or fully covered.
Maternity care: prenatal and postnatal care, based on the insurance plan.
Preventive care: In some plans, vaccinations, tests, and checkups are covered.
Repatriation: If someone gets very sick or dies, the insurance might pay for a trip to their home country.
Specialist consultations: These may include visits to doctors, cardiologists, neurologists, or other specialists.
These days, insurance is a must not just for living somewhere long-term, but also when applying for any type of visa, particularly for work, school, or business. As a part of their job package, some businesses offer protection to workers from other countries.
IThe cost of insurance depends on the person's health, the type of coverage, and how long it is needed. Policies usually last for one year, but shorter ones are available for short trips.
Having the right insurance is required by law, and it makes sure that people from other countries can get medical help without unexpected costs.
To sum up, if you are a stranger living or working in Russia, you need to get insurance. It includes medicines, maternity care, preventive services, expert consultations, repatriation, outpatient care, hospitalization, and emergency care. All visitors should make sure their insurance is good while they are there.
We will arrange a meeting with a World Immigration Hub specialist for you in person or online format
During the meeting, the specialist will:
- Explain how we work and how we can help you.
- Explain the immigration process step-by-step, presenting the roadmap, budget, and financial requirements.
- Share our immigration experience and discuss key points you should know before starting your journey.
- Determine the next steps together with you.
Depending on the project’s complexity, the meeting with the manager may be coordinated with experts, designers, and assistants.
Natalia Kovalenko
Immigration Consultant
Mehman Asadzade
Immigration Lawyer